Ho Do I Make A PPI Claim?

Check Your Documents for PPI Claims !

We would encourage everyone to dig out any old loan documents or bank statements they may have had in the past to see if they can establish if they were sold any insurance with any loans they may have had. People may not be aware but mis-sold PPI CLAIMS are not just for loans, but many insurance policies have been added on the credit cards and mortgages and alot of consumers are not even aware they had it ! the number of times we come across customers who did not even know they had been paying this extortionate often useless insurance is scary!

Get you Money Back now

Now has never been a better time to claim back your money paid for any mis-sold PPI Claims as you may be aware of the court case that happened last year that ruled in the consumers favour. this means the banks have set aside billions to pay compensation to customers who have been caught up in this whole financial rip-off. The Financial Services authority (FSA) has fined most of the big lenders millions of pounds for the way they have aggressively mis-sold this product to their customers.
The banks would sell this useless insurance along with any loans, credit cards, mortgages or lease agreements and would either convince the clients that they really needed the insurance in case they lost their job or they would stand a better chance been accepted for the finance applied for so customers felt pressured to take it even though they did not understand it.

The Main Reasons Why It May Be Mis-Sold?

The main problems with this type of insurance is it was very rarely explained to the customers the exclusions of the policies such as pre-existing medical conditions or they were self employed and a variety of other reasons why the policies would rarely pay out if needed. Other reasons may be that you may have been led to believe the insurance was compulsory so did not question this as you just wanted the loan or credit card to go through. The main banks have made billions selling this type of financial add on product for years but the good news is you can now get your money back with a PPI CLAIM.

Can I Not Just Do It Myself?

Of course you can try and attempt to claim this money back for yourself, but banks are adept at fobbing off any potential claims when approached by customers directly and can use a whole team of people to make sure you are put off making a claim. They may even reject your claim or send you an offer way below what it should be worth !
You may consider using the skills and experience of a honest Claims Management Company (CMC). Most people would choose to use a CMC simply because they may be too busy to make the claim themselves but mainly you would use the services of a CMC  because they have extensive legal and financial knowledge. They will obviously know the claims process inside out and will not be fobbed off easily by the financial institutions. They will certainly not be bullied by these institutions and will follow any correspondence from the lenders with any case law necessary to prove a successful claim for their clients. Any CMC worth they salt will  not charge any upfront fees for this service and will work on a no-win-no-fee basis. They will check any potential claims before deciding if its Worth pursuing as they will only get paid on successful claims and will take usually 25% of any monies claimed back for their clients. This fee is justified because not only will they fight on the customers behalf to make sure the claim is successful with the correct amount of compensation awarded but will also claim for statutory interest as well which usually pays their fees ! You really have nothing to lose and everything to gain by using a CMC as all the risk is theirs.

If you think you may have a claim then please call 0800 043 1914 now or email: email@chargebackclaims.com
www.chargebackclaims.com

PPI CLAIMS